Our Challenge

The challenge was to consolidate fragmented trade finance workflows—loans, collateral, risk, compliance, documentation, investor channels, and customs operations—into a unified digital system. finPhlo needed to coordinate borrowers, investors, partner banks, and customs authorities while integrating with accounting systems, enabling real-time P&L updates, and offering KYC, deal-sourcing, and risk controls—all within a cloud-native, scalable framework that could be deployed globally.

Solution & Result

We delivered a modern, configurable ERP system built for trade finance managers and operational teams:

• End-to-end trade finance lifecycle tools: Including facility management, deal sourcing, KYC, collateral valuation, loan servicing, and repayment tracking.

• Real-time capability and integration: Automated bank reconciliation, fund flows visibility, and seamless data syncing with legacy accounting and reporting systems.

• Customizable dashboards and document workflows: Supporting audit-ready legal documentation, financial covenant tracking, and collateral/security management for lenders and investors.

• Cloud-based scalability with advanced security: Built on a modern AI-enabled architecture, finPhlo connects to over 160 banks and streamlines cross-organizational collaboration securely and globally.

Result: The final platform sharply reduced manual administration, accelerated loan facility activation (often within two weeks), and increased operational efficiency by up to 80%, supporting growth across SMB finance firms and institutional trade lenders.